TVS offers Oregon Landlords, Realtors and Property Managers reports necessary to help with their tenant verification and tenant screening solutions online. Oregon tenant credit report, Oregon eviction record search and a Oregon criminal record check are a necessary part of determining if your prospective tenant has a good rental history and will be a rent worthy tenant for you in the state of Oregon.
Oregon Landlords, Realtors and Property Managers can obtain a variety of services that include deterrent and incentive forms which will help you through the Oregon tenant verification and tenant screening process. As well as obtaining an Oregon tenant credit report, Oregon eviction record search and a Oregon criminal record check on prospective tenants, we also offer our members a free Sign Up, Landlord Guide e-Book, and Tenant Guide e-Book.
Before you conduct Oregon tenant screening to help prevent Oregon landlord fraud, it is a good idea to first determine what criteria you would like your prospective tenant to meet. Determine first what would constitute a good rental history in the state of Oregon and what qualifications you would like your prospective tenant to meet, this way you will not be discriminating against any applicants as you will be using the same criterion for each one.
TVS recommends that all Oregon Landlords, Realtors and Property Managers perform due diligence in addition to landlord reports you obtain while conducting your Oregon tenant verification and Oregon tenant screening. Contact current & previous landlords with regards to rental history and inquire as to what type of tenant they were. i.e: Were they compliant with all rules and regulations of the lease agreement? Noisy? Did they pay rent on time? It is also recommended that you contact their current employer to determine if they have stable employment and determine how long they have been stably employed. Request a bank statement to determine if a paycheck is deposited into a bank account. This shows responsibility and is more in keeping with a responsible Individual who pays bills, loans and rent.
Oregon tenant verification and tenant screening minimize the risk of renting to tenants that are not an asset to the community. Good tenants want to live with other good tenants in safe harmonious surroundings that afford them a good lifestyle.
Both Landlords and Tenants have a responsibility to each other and where respect is shown, tenancy and the landlord business is much more satisfying and rewarding for both parties involved. The relationship between a Oregon landlord and tenant should be a healthy one so that both can enjoy the benefits. In many instances this is not the case. To help make the relationship easier it is a good idea for both tenant and landlords to know their rights and responsibilities. To help educate yourself whether you are a landlord or the tenant, please visit tenants info.
It is our mission to provide you with an excellent Oregon tenant verification and tenant screening service that will help prevent criminal fraud. TVS will work hard to provide you with an efficient and effective tenant screening service that will compliment your landlord business.
A consumer credit report or tenant credit report is a valuable fraud prevention tool that should be used as part of the Oregon tenant screening process when performing a renter check. The Oregon tenant credit report is obtained from Experian Credit Bureau which is a nationwide agency that provides consumer credit data.
The Oregon tenant credit report is an effective renter check tool that can help you to identify your prospective tenant by verifying their name and date of birth. The Oregon tenant credit report also validates the Social Security Number which can also help to identify your prospective tenant. In most instances, the Oregon tenant credit report will list current and previous addresses and it will also tell you if the prospective tenant has any bankruptcies, liens, collections or civil judgments. A credit score or FICO score is also provided by Experian Credit Bureau on the Oregon tenant credit report. This is a risk assessment based on the credit history found in the tenant credit report. A recommended score for the residential rental industry is 600 or higher. This is indicative of a prospective tenant with a good credit history. Scores that fall below 600 usually indicate that there is a risk associated with this prospective tenant such as a late payment history or payment problems.
TVS recommends that you obtain a tenant credit report on any prospective tenant that may be signing the lease or rental agreement. The Oregon tenant credit report can save you time and money and will help to determine credit worthiness.
A Credit Decision Report is a valuable fraud prevention tool that should be used as part of the Oregon tenant screening process when performing a renter check or landlord rental check. The Oregon Credit Decision Report is based on information obtained from 2 sources; Experian Credit Bureau which is a nationwide agency that provides consumer credit data and Lexis Nexis which is a provider of risk management and legal data.
The Oregon Credit Decision Report which is also known as a landlord credit report is an effective renter check tool that can help you to identify your prospective tenant by verifying their name and date of birth. The landlord credit report validates the Social Security Number which can also help to identify your prospective tenant. In most instances, the landlord credit report will list current and previous addresses and it will also tell you if the prospective tenant has any bankruptcies, liens, collections or civil judgments. A letter grade from A+ to F along with a recommendation and advice on the delinquency rate for the grade is also provided by TVS on the landlord credit report. This is a risk assessment based on consumer credit data for your prospective tenant. A recommended grade for the residential rental industry is C+ or higher. This is indicative of a prospective tenant with a good credit history. Scores that fall below a C+ usually indicate that there is a risk associated with this prospective tenant such as a late payment history or payment problems.
TVS recommends that you obtain a landlord credit report on any prospective tenant that may be signing the lease or rental agreement. The Oregon landlord credit report can save you time and money and will help to determine credit worthiness.
In January 2007 the rules changed. All major credit bureaus now require resellers like TVS to conduct a physical site inspection of each end user's office (yours), whether home based or a commercial office.
This Regulation was deemed necessary as a result of identity theft and the misuse of tenant credit checks obtained from the bureaus by both resellers & end users. TVS is site inspected annually to ensure strict compliance. This has drastically reduced identity theft, and with your cooperation and your diligence we can ensure that this does not happen within our membership. TVS servers have Site Secure Certification.
tenant credit checks must always be protected from the possibility of misuse.
A commercial credit report is report on a business, not an individual. The commercial credit report is obtained from Experian Credit Bureau. The report includes a score, credit summary, trade payment information and trade payment totals. Other information includes inquiries, company background information, legal filings and collections.
If no match is found and no file is produced on the business you are searching, a full refund will be given.
TVS can obtain a national criminal data report on your prospective tenant. The criminal report is an important tool to use as part of the landlord rental check. The national criminal data report is provided by Lexis Nexis; a nationwide agency providing risk assessment and legal data.
The national criminal report searches criminal conviction, sexual offender registry and Department of Correction’s records from across the United States and provides information on any found matches to your prospective tenant. This information includes the date of the offense, where the offense took place, offense description, identifying information and sentencing.
Important Note: When screening a candidate for a criminal background we recommend that you use the On-Site Courthouse Search in those locales where the candidate has lived for the preceding 7 years. The national criminal report is a valuable resource but it only utilizes records that are available electronically. Criminal records are available electronically in many but not all U.S. states and counties, and even when available they may be incomplete. The national criminal report should not be totally relied on; it should be viewed as one aspect of your landlord rental check process to help minimize risk.
Please CLICK HERE to view the criminal record coverage for the state of Oregon.
A nationwide sex offender registry search is part of the national criminal record report provided by TVS. The search covers all 48 states and Washington, D.C. This is a valuable part of the renter check. When a match is found, details provided include offense date, offense description, case reference codes and photos.
This search of the nationwide sex offender registry is included at no extra charge as part of the renter check.
An Oregon eviction search from TVS is sourced from one of the largest eviction databases in the U.S.; Lexis Nexis which is a leading provider of risk assessment and legal data. The state specific eviction search is an effective renter check tool when screening your prospective tenant.
An eviction search is a necessary tool as the tenant credit report does not supply information regarding evictions. An eviction report displays monetary judgments, possession-only judgments, skips and property damage claims.
Note: In the event that there is a name match but the address does not match what is on the rental application, TVS can obtain previous address(es) for the prospective tenant that may assist in determining whether he/she has lived there, or not. If the prospective tenant however does not meet your criteria for credit worthiness based on the tenant credit report, then this may be a moot point and not necessary. You can compare the address that appears on the eviction search to the addresses on the address verification to help determine if it is your prospective tenant.
An applicant/address verification verifies any names and alias, current and previous addresses, Social Security Number and date of birth for your prospective tenant. This information is provided as part of the tenant credit report when doing a landlord rental check.
The applicant/address verification can also be helpful when trying to locate a previous tenant that has left you with unpaid rent or damaged property. When utilized for this reason, this search can be ordered on its own (not part of the tenant credit report) and does not require written authorization.
An OFAC search is automatically included in a tenant credit report when performing a landlord rental check. The OFAC, Office of Foreign Assets Control, of the US Department of the Treasury administers and enforces economic and trade sanctions based on US foreign policy and national security goals against targeted foreign countries and regimes, terrorists, international narcotics traffickers, those engaged in activities related to the proliferation of weapons of mass destruction, and other threats to the national security, foreign policy or economy of the United States.
As part of its enforcement efforts, OFAC publishes a list of individuals and companies owned or controlled by, or acting for or on behalf of, targeted countries. It also lists individuals, groups, and entities, such as terrorists and narcotics traffickers designated under programs that are not country-specific. Collectively, such individuals and companies are called "Specially Designated Nationals" or "SDNs." Their assets are blocked and U.S. persons are generally prohibited from dealing with them.
It is illegal to conduct business with any individual or company listed on the results of an OFAC Search.